Author Archives: Insurance

The best way to compare insurance quotes is online

When looking for auto insurance quotes, it is advisable to take time and compare the different rates offered by different companies. Committing to the first insurance company that you come across is your undoing because you might be missing on … Continue reading

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Car accident insurance settlement agreement

Close to ninety-five percent of insurance claims conclude by reaching a settlement. It is important, however, that you not accept a premature or inadequate car accident settlement just to get some money quickly. You may very well regret it later. … Continue reading

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Negotiating your car accident insurance settlement

After a car accident, if you have made a claim with the negligent driver’s insurance company for either property damage to your vehicle, bodily injury, or both, at some point, after providing the adjuster with all of the requested documentation, … Continue reading

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Discussing your car insurance claim with an insurance adjuster

If you have had an automobile accident, you will likely want to file an auto accident insurance claim with your own car insurance company, the other driver’s insurance company, or both. Once you make a claim, a Claims Adjuster, Insurance Adjuster, … Continue reading

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All about the declarations page in your insurance contract

The declarations page is the front page and an overview of your insurance policy. It lists the name of your insurance company, your policy number, your coverage, the cost of the coverage, any policy forms or endorsements (additional and supplemental … Continue reading

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Car accidents and bodily injury in a choice state

If you live in the District of Columbia, or the states of Kentucky, New Jersey, or Pennsylvania, you live in one of the very few areas of the country where drivers actually have a choice of what kind of car … Continue reading

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Car accidents and bodily injury in a no-fault state

If you have been injured in an automobile accident, in about a quarter of states, it does not matter who was at fault in order for you to recover money under an insurance policy. Regardless of who was at fault, … Continue reading

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Car accidents and bodily injury claims

When you are injured in a car accident and the person at fault is either the driver of the other vehicle or, if you are a passenger, the driver of the car in which you are riding, you may file … Continue reading

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Car insurance property damage claims

When you are involved in a car accident and the other driver is at fault, you may choose to go through your own insurance company to have your vehicle repaired or the negligent driver’s insurance company. So what’s the difference? … Continue reading

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The medical authorization form: what it is and why you got one

A Medical Authorization Form is essentially a form asking for permission to obtain your medical records and bills directly from your healthcare providers following a car accident. Whether your claim is a Med Pay claim with your own insurance company … Continue reading

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