Tag Archives: claim

Discussing your car insurance claim with an insurance adjuster

Posted on April 22, 2010 by Insurance

If you have had an automobile accident, you will likely want to file an auto accident insurance claim with your own car insurance company, the other driver’s insurance company, or both. Once you make a claim, a Claims Adjuster, Insurance Adjuster, … Continue reading →

Posted in Auto Insurance, Car Insurance, Claims Information | Tagged , , | Leave a comment

Car accidents and bodily injury claims

Posted on April 21, 2010 by Insurance

When you are injured in a car accident and the person at fault is either the driver of the other vehicle or, if you are a passenger, the driver of the car in which you are riding, you may file … Continue reading →

Posted in Car Accident, Car Insurance, Claims Information | Tagged , | Leave a comment

Car insurance property damage claims

Posted on April 21, 2010 by Insurance

When you are involved in a car accident and the other driver is at fault, you may choose to go through your own insurance company to have your vehicle repaired or the negligent driver’s insurance company. So what’s the difference? … Continue reading →

Posted in Auto Insurance, Car Accident, Car Insurance, Claims Information | Tagged , , , | Leave a comment

When your car insurance claim is approved

Posted on April 21, 2010 by Insurance

What can you expect in settlement if your car accident insurance claim is approved? Part of the answer depends on whose insurance you are pursuing. If your claim is with your own insurance company, that is called a first party claim. … Continue reading →

Posted in Auto Insurance, Car Accident, Car Insurance, Claims Information | Tagged , , | Leave a comment

When your car insurance claim is denied

Posted on April 21, 2010 by Insurance

There are many reasons a car accident claim can be denied, valid or not. If your car insurance claim was denied, take note of the reason(s) given in the insurance company’s denial letter. Then take out your insurance policy and … Continue reading →

Posted in Auto Insurance, Car Insurance, Claims Information | Tagged , , | Leave a comment

Settling your car insurance claim: how to write a demand letter

Posted on April 21, 2010 by Insurance

You don’t need to be a great writer to draft a demand letter. Setting out the necessary information to support your demand should be sufficient. CAUTION: If you are not confident that you can write the letter, you may want … Continue reading →

Posted in Auto Insurance, Car Insurance, Claims Information | Tagged , , , , | Leave a comment

Online insurance policies and settling an auto accident claim

Posted on April 21, 2010 by Insurance

Generally speaking, negotiating settlements with an insurer is the same whether you purchased your policy from an agent or online. The largest insurers offering online policy purchasing , such as Geico, Progressive and esurance.com, have adjusters who will be assigned … Continue reading →

Posted in Car Accident, Car Insurance, Claims Information | Tagged , , , , , | Leave a comment

Settling an auto insurance claim: how long should it take?

Posted on April 21, 2010 by Insurance

State insurance laws dictate whether insurers have specific deadlines in which to settle your claim. To find out the law in your state, go to the National Association of Insurance Commissioners website and click on the link for state insurance department … Continue reading →

Posted in Auto Insurance, Car Insurance, Claims Information | Tagged , | Leave a comment

The initial steps in settling your car insurance claim

Posted on April 21, 2010 by Insurance

Before you think about settling, you should collect all of the documentation you need to prove your claim. Chances are, the adjuster has taken or will take a recorded or written statement from you about the facts and location of … Continue reading →

Posted in Auto Insurance, Car Insurance, Claims Information | Tagged , , | Leave a comment

Evaluating your own car insurance claim

Posted on April 21, 2010 by Insurance

As lay people, we’re not trained to evaluate accident claims—adjusters are. But if you are handling your own insurance claim, you must become educated in evaluating such claims or you can easily be taken advantage of and not get the … Continue reading →

Posted in Auto Insurance, Car Insurance, Claims Information | Tagged , , | Leave a comment