Tag Archives: policy

All about the declarations page in your insurance contract

The declarations page is the front page and an overview of your insurance policy. It lists the name of your insurance company, your policy number, your coverage, the cost of the coverage, any policy forms or endorsements (additional and supplemental … Continue reading

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Online insurance policies and settling an auto accident claim

Generally speaking, negotiating settlements with an insurer is the same whether you purchased your policy from an agent or online. The largest insurers offering online policy purchasing , such as Geico, Progressive and esurance.com, have adjusters who will be assigned … Continue reading

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If someone borrows my car, Will they be covered under my insurance policy?

Generally speaking – yes. Most insurance coverage is connected directly to the car, so if someone else borrows your car occasionally, he or she should be covered under your policy. That being said, it is important to realize that your … Continue reading

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The basic coverages in car insurance policies

Auto insurance policies are comprised of several different coverages. Typically, policies consist of liability, collision and comprehensive coverages. Here’s what each type of coverage represents: Liability. Liability coverage, which covers you for the damage you do to others for both bodily … Continue reading

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Medical payments coverage in auto insurance policies and healthcare insurance

Medical payments coverage in an auto insurance policy pays for medical expenses (and sometimes funeral expenses) resulting from an accident for you and others riding in your car. It also pays for you or your family members injured while riding … Continue reading

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Is it better to have higher or lower deductibles on my policy?

This is a personal preference. Higher deductibles generally mean lower overall costs for your insurance policy because you will pay more out of your own pocket when you file a claim. Lower deductibles generally mean higher overall costs for insurance … Continue reading

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