Category Archives: Auto Insurance

The best way to compare insurance quotes is online

Posted on June 29, 2010 by Insurance

When looking for auto insurance quotes, it is advisable to take time and compare the different rates offered by different companies. Committing to the first insurance company that you come across is your undoing because you might be missing on … Continue reading →

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Basics of Car Insurance

Posted on June 3, 2010 by Selena

What is insured? Any light motor vehicle used for social, domestic and pleasure purposes and for the insurer’s business. Insured against what risks? 1(a). Loss or damage by accident, fire, lightning, self ignition, external explosion, burglary, housebreaking or theft, malicious … Continue reading →

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Discussing your car insurance claim with an insurance adjuster

Posted on April 22, 2010 by Insurance

If you have had an automobile accident, you will likely want to file an auto accident insurance claim with your own car insurance company, the other driver’s insurance company, or both. Once you make a claim, a Claims Adjuster, Insurance Adjuster, … Continue reading →

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All about the declarations page in your insurance contract

Posted on April 22, 2010 by Insurance

The declarations page is the front page and an overview of your insurance policy. It lists the name of your insurance company, your policy number, your coverage, the cost of the coverage, any policy forms or endorsements (additional and supplemental … Continue reading →

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Car accidents and bodily injury in a choice state

Posted on April 21, 2010 by Insurance

If you live in the District of Columbia, or the states of Kentucky, New Jersey, or Pennsylvania, you live in one of the very few areas of the country where drivers actually have a choice of what kind of car … Continue reading →

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Car accidents and bodily injury in a no-fault state

Posted on April 21, 2010 by Insurance

If you have been injured in an automobile accident, in about a quarter of states, it does not matter who was at fault in order for you to recover money under an insurance policy. Regardless of who was at fault, … Continue reading →

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Car insurance property damage claims

Posted on April 21, 2010 by Insurance

When you are involved in a car accident and the other driver is at fault, you may choose to go through your own insurance company to have your vehicle repaired or the negligent driver’s insurance company. So what’s the difference? … Continue reading →

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The medical authorization form: what it is and why you got one

Posted on April 21, 2010 by Insurance

A Medical Authorization Form is essentially a form asking for permission to obtain your medical records and bills directly from your healthcare providers following a car accident. Whether your claim is a Med Pay claim with your own insurance company … Continue reading →

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When you can’t resolve a dispute with your insurance company

Posted on April 21, 2010 by Insurance

Most insurance policies contain an “appraisal clause” which means that disputes between insurers and policyholders must be arbitrated (where a neutral party decides the outcome of the dispute) and not litigated (decided in a court of law). Basically, each party … Continue reading →

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When your car insurance claim is approved

Posted on April 21, 2010 by Insurance

What can you expect in settlement if your car accident insurance claim is approved? Part of the answer depends on whose insurance you are pursuing. If your claim is with your own insurance company, that is called a first party claim. … Continue reading →

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