Category Archives: Claims Information

When your car insurance claim is denied

There are many reasons a car accident claim can be denied, valid or not. If your car insurance claim was denied, take note of the reason(s) given in the insurance company’s denial letter. Then take out your insurance policy and … Continue reading

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What your options are when your car is totaled

If you have had an automobile accident, you will likely want to file an auto accident insurance claim with your own car insurance company, the other driver’s insurance company, or both. Once you make a claim, a Claims Adjuster, Insurance Adjuster, … Continue reading

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When the adjuster’s settlement offer is too low

If you are referring to the adjuster’s opening offer, ninety-nine times out of a hundred, it will be too low. An insurance adjuster is given authority by her supervisor to settle a case within a dollar range, say $17,000 to … Continue reading

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Settling your car insurance claim: how to write a demand letter

You don’t need to be a great writer to draft a demand letter. Setting out the necessary information to support your demand should be sufficient. CAUTION: If you are not confident that you can write the letter, you may want … Continue reading

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Making a demand or waiting for a car insurance offer

Whether you begin the claims process with a demand letter, or wait for an offer from the insurance company depends on your situation. People often have no idea what their claim is worth unless they consult with an attorney. However, … Continue reading

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Online insurance policies and settling an auto accident claim

Generally speaking, negotiating settlements with an insurer is the same whether you purchased your policy from an agent or online. The largest insurers offering online policy purchasing , such as Geico, Progressive and esurance.com, have adjusters who will be assigned … Continue reading

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Settling an auto insurance claim: how long should it take?

State insurance laws dictate whether insurers have specific deadlines in which to settle your claim. To find out the law in your state, go to the National Association of Insurance Commissioners website and click on the link for state insurance department … Continue reading

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The initial steps in settling your car insurance claim

Before you think about settling, you should collect all of the documentation you need to prove your claim. Chances are, the adjuster has taken or will take a recorded or written statement from you about the facts and location of … Continue reading

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Evaluating your own car insurance claim

As lay people, we’re not trained to evaluate accident claims—adjusters are. But if you are handling your own insurance claim, you must become educated in evaluating such claims or you can easily be taken advantage of and not get the … Continue reading

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Car accidents and the claims process

After you’ve submitted your claim to your insurance company, a claims adjuster will usually be assigned to your claim to investigate. You should receive a phone call, letter or email from the adjuster introducing him or herself and informing you … Continue reading

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